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16195 Quarter Pole Ln, Westfield, IN, 46074

3beds
3baths
2,961sqft
$771,225
$260price/sqft
$4,994/moest. monthly cost
$199,760/yrincome needed

About This Home

This home will be finished in September! Step into the Promenade Bonus by Epcon Communities and experience a new standard of luxury and low maintenance living at The Courtyards of Cielo Ranch - Epcon's newest 55+ active lifestyle community in Westfield. This stunning home offers an open, airy design filled w/natural light and anchored by Epcon's signature private courtyard-seamlessly integrated into the heart of the home to create a true indoor-outdoor lifestyle. From the moment you walk in, you'll notice the thoughtful details that set this home apart. Wide hallways, zero steps, and an effortless flow make everyday living comfortable and accessible. The deluxe KT is a chef's dream, featuring GE appliances, quartz countertops, stylish cabinetry, a wlk-in pantry, and a generous island that's perfect for entertaining - all with views of the serene courtyard just beyond. The open-concept layout connects the KT, dining, den and living room spaces, making it ideal for gatherings or quiet evenings at home. The luxurious owner's suite offers a peaceful retreat overlooking the courtyard, and a spa-like bathroom has a large wlk-in closet, dual vanities, sitting rm, and a zero-entry shower. Upstairs, you'll find a 3rd bedroom w/full bath, wlk-in closet, and a generous bonus rm that flexes to fit your lifestyle: family rm, media space, 2nd home office, craft room, guest suite - you decide! With 3 spacious bedrooms, 3 bathrooms, a private office, a mudroom, bonus rm, and a spacious garage, this home checks every box. And it's not just the home that impresses-The Courtyards of Cielo Ranch offers resort-style amenities including a future clubhouse, fitness center, heated outdoor pool, pickleball court, community garden, and scenic walking trails with access to the Monon trail. You have to see it to believe it. Come explore the ultimate blend of comfort, style, and convenience. Some of the photos shown are of a similar model. Actual home may differ in features/finishes.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
9/10
Westfield Middle SchoolGrades 7-81.8 mi
10/10
Westfield High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding

Other

  • Builder name: Epcon Communities

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,ENERGY STAR Qualified Appliances,Disposal,Gas Water Heater,Microwave,Oven,Double Oven,Convection Oven,Refrigerator,Tankless Water Heater
  • Laundry features: Connections All,Main Level,Sink

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Attic Access,Double Vanity,Breakfast Bar,Tray Ceiling(s),Kitchen Island,Entrance Foyer,Eat-in Kitchen,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,961
  • Total interior livable area: 2,961 sqft

Sitting Room

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Property

Accessibility

  • Accessibility features: Threshold ½” or less

Details

  • Parcel number: 290912022021000015
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler System

Lot

  • Lot size: 6,534 sqft
  • Features: Curbs,Sidewalks,Storm Sewer,Street Lights,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,899$46,788
Home Insurance *$265$3,180
Property Taxes $559$6,708
Electricity $271$3,257
Total$4,994$59,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,222/yr
40% on housing$149,820/yr
45% on housing$133,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$221
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$771,225
2026-05-01Listed for sale$767,650

New Construction Spec

AgentAndy McIntyre
BrokerageAndy McIntyre

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