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22411 Topaz Harbor Ln, Tomball, TX, 77377

3beds
2baths
2,020sqft
$446,000
$221price/sqft
$3,367/moest. monthly cost
$134,680/yrincome needed

About This Home

MLS# 37369030 - Built by Toll Brothers - Sep 2026 completion! ~ The Kimble's inviting covered porch and welcoming foyer hallway with tray ceilings reveal the spacious great room and desirable covered patio with cathedral ceilings. The well-designed kitchen overlooks a bright casual dining area, and is complete with a large center island with breakfast bar, plenty of counter and cabinet space, and roomy walk-in pantry. The sophisticated primary bedroom suite is highlighted by a lovely tray ceiling, enormous walk-in closet, and deluxe primary bath with dual-sink vanity, large soaking tub, luxe shower with seat, linen storage, and private water closet. Secondary bedrooms feature sizable closets and shared full hall bath. Additional highlights include a convenient everyday entry, centrally located laundry, and additional storage. Disclaimer: Photos are images only and should not be relied upon to confirm applicable features.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,255$27,060
Home Insurance *$317$3,804
Property Taxes $557$6,684
Electricity $238$2,859
Total$3,367$40,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,440/yr
40% on housing$101,010/yr
45% on housing$89,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 77377$234
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77377$169
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction Spec

AgentBen Caballero
BrokerageHomesUSA.com

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