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18 Benji Ct, Hot Springs, MT, 59845

0beds
1baths
456sqft
$295,000
$647price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

Trade hectic and noise for stillness and peace, step into the Montana lifestyle you’ve been craving. This stylish off-grid cabin (288 sq ft with a 168 sq ft loft) offers a simpler, more intentional way of living—where mornings start with fresh air and coffee, and evenings end under star-filled skies. Work remotely with reliable internet, then spend your free time exploring nearby trails, soaking in local hot springs, or connecting with a welcoming small-town community. Outdoor or Hunting enthusiast dream. Designed for comfort and independence, the cabin is powered by solar with generator backup and warmed by a cozy wood stove. A functional kitchen, propane/electric refrigerator, composting toilet, and easy water system make everyday living seamless, with the option to expand further. Just minutes from local shops, fresh foods, and essentials, yet worlds away from the rush, this is your chance to unplug without sacrificing connection. Whether full-time or a getaway, this property invites you to slow down, breathe deep, and truly live. Property Details Foundation;Ground screw foundation piers Roof 5V crimp metal roof Square Footage288 sq ft main space168 sq ft loft Land Improvements Driveway clearing and widening Cattle fence repairs Internet T-Mobile internet (reliable for streaming, music, and full-time remote work, including video calls) Starlink is also a viable option Heat Source Small wood stove Heats cabin from ~50F to 75F in 1–2 hours Kitchen Amenities Propane/electric refrigerator Two-burner propane camp stove Both work well for everyday living Bathroom Amenities Composting toilet (odor-free inside the home) Electric shower head with water heated on a propane stove Water SourceIBC water tote on trailer (filled at local hydrant for ~$25, lasts over a month Approved by the tribe to dig a well Glass water canister at sink for daily use Home is move-in ready but can be upgraded with well, plumbing, and septic Electricity Fully wired cabin Solar generator as primary power Gas generator as backup Electrical Hookups Panel supports solar, generator, or grid connection Laundry Hand wash small items at home Laundromat 3 minutes away for larger loads Items Included (Staying with Property) Propane refrigerator Wood stove Nature’s Head composting toilet Portable water containers Solar system Local Amenities Restaurants Post office Library “Bru” coffee shop Hardware store Laundromat Health food store with bakery Grocery store Gas station Shared community garden 3 nearby hot springs Close-knit small-town community

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
Hot Springs SchoolGrades PK-60.6 mi
--
Hot Springs 7-8Grades 7-80.6 mi
1/10
Hot Springs High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Wood Stove

Interior Area

  • Total interior livable area: 456 sqft

Property

Details

  • Parcel number: 35309610101050000
  • Zoning: Residential
  • Zoning description: Res
  • Special condition: Standard
  • Other equipment: Generator,Other

Features

  • Patio & porch: Porch
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Earthquake
Inland Flooding
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $72$864
Property Taxes $113$1,356
Electricity $151$1,812
Total$1,827$21,924

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$647This listing

vs Other Active Listings

Avg $/sqft

ZIP 59845$224
Sanders County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 59845
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$325,000

For Sale by Agent

AgentAmelia Green
BrokerageMontana's Promontory Properties

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