640 Armstrong Ave, Hagerstown, MD, 21740
About This Home
Welcome home to the Neuville plan in D.R. Horton’s sought-after Virginia Commons community in Hagerstown. This popular ranch-style home offers approximately 1,698 square feet of thoughtfully designed living space, featuring 4 bedrooms, 2 full baths, and a desirable open-concept layout. The spacious kitchen with a large island flows seamlessly into the main living and dining areas perfect for everyday living and entertaining. The private owner’s suite includes a walk-in closet and dual vanity bath for added comfort. Additional highlights include a 2-car garage, quality craftsmanship throughout, and included smart home technology. Ideally located near I-70 and Route 40, Virginia Commons offers convenient access to shopping, dining, and commuter routes while maintaining a charming neighborhood feel with large flat lots perfect for entertaining guests.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Other
- Builder model: Neuville
- Builder name: D.R. Horton homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Laundry Room
Bathroom2
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- 9'+ Ceilings,Dry Wall
- Flooring: Carpet,Ceramic Tile,Laminate
- Finished area above ground: 1,698
Foyer
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,698
- Total interior livable area: 1,698 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 2
- Parking features: Storage,Garage Faces Front,Garage Door Opener,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,972 | $23,664 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $263 | $3,156 |
| Electricity | $281 | $3,374 |
| Total | $2,664 | $31,968 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $371,990 |
| 2026-05-11 | Price change | $389,990 |
| 2026-05-05 | Price change | $399,990 |
| 2026-05-02 | Listed for sale | $433,990 |
New Construction Spec
View on Zillow