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625 103rd Ct SE, Lake Stevens, WA, 98258

4beds
4baths
2,761sqft
$849,950
$308price/sqft
$5,139/moest. monthly cost
$205,560/yrincome needed

About This Home

This beautiful, two-story home showcases an open floor plan with 9-ft. ceilings, luxury vinyl plank flooring throughout main floor and a spacious great room that boasts an electric fireplace. The modern kitchen is equipped with quartz countertops, stainless steel appliances, an island, full-height backsplash and 42-in. upper cabinets. Upstairs, a loft provides space for a home office or playroom. Relax in the primary suite, which features a walk-in closet and elegant connecting bath with dual-sink vanity, tub, separate shower and enclosed water closet. A basement adds even more living space with a recreation room, full bath and private bedroom. Entertain family and friends on the back deck, which overlooks the landscaped and fenced backyard. See sales counselor for approximate timing required for move-in ready homes.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
5/10
8/10
Lake Stevens Sr High SchoolGrades 10-122.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: KB Home

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)

Interior Area

  • Total interior livable area: 2,761 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$145$1,740
Property Taxes $509$6,108
Electricity $188$2,266
Total$5,139$61,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,194/yr
40% on housing$154,170/yr
45% on housing$137,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 98258$318
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98258$345
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$884,950

New Construction Spec

AgentRoundTable Realty
BrokerageKB Home

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