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783 Woodstock Road Lot 148, Berne, NY, 12023

1beds
1baths
200sqft
$48,000
$240price/sqft
$574/moest. monthly cost
$22,960/yrincome needed

About This Home

Seasonal Camp with a deeded 40x75 lot Camp is on 150 acres. This lot has a newer camper with high ceilings and 12 x 24 spacious deck, surrounding by mature landscaping. HOA includes electric water sewer, garbage, wifi, heated pool clubhouse, fitness center, playground, pickleball courts, gated with lots of summer activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home

Interior

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 200

Interior Area

  • Total structure area: 200
  • Total interior livable area: 200 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 103.1023
  • Zoning: camp park

Features

  • Stories: 1

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 40 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Landslide

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $242$2,904
Home Insurance *$18$216
Property Taxes $68$816
Electricity $246$2,954
Total$574$6,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,680/yr
40% on housing$17,220/yr
45% on housing$15,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 12023$132
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12023$188
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$52,000

For Sale by Agent

AgentCynthia Welch
BrokerageWelch Realty Inc.

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