1206 Otter Point Ct, Middle River, MD, 21220
About This Home
MOVE INTO YOUR NEW HOME BY Summer 2026!! The Hadley is a stunning new 5 bedroom, 4 bath, 2 car garage with full front porch, EV ready, smart home design that features an upstairs loft area. With a spacious floor plan and flex areas to be used as you choose, the Hadley is just as inviting as it is functional! As you enter the home into the foyer, you’re greeted by the flex room, you decide how it functions – a formal dining space or children’s play area. The kitchen features a large, modern island that opens up to the causal dining area, so the conversation never has to stop! Tucked off the family room is a downstairs bedroom and full bath – the perfect guest suite or home office. Upstairs you’ll find a cozy loft, upstairs laundry and three additional bedrooms, including the owner’s suite, which highlights a huge walk-in closet and luxurious bathroom with soaking tub and separate shower. The finished basement with bedroom and full bath puts this home over the top!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Concrete,Frame,Glass,HardiPlank Type,Shingle Siding,Stick Built
Other
- Builder model: Hadley
- Builder name: D.R. Horton homes
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
- Laundry features: Hookup,Upper Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Lower
Bathroom2
- Level: Upper
Bathroom3
- Level: Main
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Main
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Den
- Level: Main
Features
- Open Floorplan,Eat-in Kitchen,Kitchen Island,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Walk-In Closet(s),9'+ Ceilings,Dry Wall
- Door features: Sliding Glass
- Window features: Energy Efficient,Low Emissivity Windows
- Flooring: Ceramic Tile,Carpet,Vinyl
- Finished area below ground: 640
- Finished area above ground: 2,628
Foyer
- Level: Main
Great Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,268
- Total interior livable area: 3,268 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Loft
- Level: Upper
Primary Bathroom
- Level: Upper
Primary Bedroom
- Level: Upper
Recreation Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 6,751 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $519 | $6,228 |
| Electricity | $416 | $4,996 |
| Total | $4,476 | $53,712 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $740,190 |
View on Zillow