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3926-3924 Ivy St, Sacramento, CA, 95838

4beds
3baths
1,090sqft
$695,000
$638price/sqft
$4,545/moest. monthly cost
$181,800/yrincome needed

About This Home

Exceptional Turnkey Income Property $5,000/Month Fully Leased New Construction ADU Rare opportunity to acquire a fully stabilized, income-producing property generating approximately $5,000 per month ($60,000 annually) with strong in-place tenants and immediate cash flow from day one. The property consists of a 3 bedroom / 2 full bathroom main residence, a detached 1 bedroom / 1 full bathroom ADU, and a separately rented garage, creating three distinct income streams on one parcel. All units are currently leased, providing consistent, reliable income with no vacancy exposure. This property has undergone extensive upgrades, including: -Brand new construction ADU (1 bed / 1 bath). -Fully remodeled main house with updated kitchen and bathrooms. -New roof, HVAC system, and water heater. -Fresh interior and exterior improvements. -Separate garage rental adding additional income stream. From an investment standpoint, this is a true turnkey assetno deferred maintenance, no repositioning needed, and no capital improvements required. Simply acquire and collect income. Ideal for investors seeking a low-maintenance park your money'' opportunity, particularly those completing a 1031 exchange and looking for a clean, stable replacement property with immediate returns. Properties offering this combination of new construction, renovated primary residence, multiple income streams, and full occupancy are increasingly difficult to find in today's market. Fully leased. Fully upgraded. Fully performing.

Getting Around

61
WalkingSomewhat Walkable
41
TransitSome Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Frame,Wood

Type & Style

  • Home type: MultiFamily
  • Architectural style: A-Frame
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,090 sqft

Property

Details

  • Zoning description: r-2
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 3
  • Parking features: Off Street,Detached,Garage,Leased
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$193$2,316
Property Taxes $440$5,280
Electricity $398$4,786
Total$4,545$54,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,828/yr
40% on housing$136,350/yr
45% on housing$121,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$638This listing

vs Other Active Listings

Avg $/sqft

ZIP 95838$195
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95838$323
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$719,000

For Sale by Agent

AgentKevin Hutty
BrokerageRE/MAX Gold

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