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331 Merchant Point Boulevard Lot 60, Jacksonville, NC, 28546

5beds
3baths
2,511sqft
$385,340
$153price/sqft
$2,527/moest. monthly cost
$101,080/yrincome needed

About This Home

New Construction in Jacksonville, NC! Welcome to Merchant Point! This vibrant neighborhood offers spacious single-family homes with modern finishes, open concept layouts, and smart home features - all in a peaceful setting just minutes from local shops, schools, and USMC Base Camp Lejeune. The Hayden floorplan is a spacious two-story home designed for flexibility and everyday comfort. The main level features an expansive open living area that seamlessly connects the kitchen, dining, and family room, making it ideal for entertaining or relaxed family life. The kitchen serves as the focal point of the home with a large center island, abundant cabinet space, walk-in pantry, and modern finishes that keep you connected to the living space while cooking or hosting. A first-floor bedroom and full bathroom provide the perfect setup for guests, a home office, or multi-generational living. Upstairs, the oversized primary suite offers a private retreat with a generous walk-in closet and an en-suite bath featuring dual vanities and plenty of storage. Four additional bedrooms, multiple full baths, and a conveniently located laundry room help keep daily routines running smoothly. The second-floor loft creates a versatile bonus living area ideal for a media room, play space, or secondary living room. A covered patio extends the living space outdoors, perfect for enjoying Carolina evenings. The Hayden blends open gathering areas with private spaces, giving everyone room to live, work, and relax comfortably. Don't miss your chance to call Merchant Point home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
Morton ElementaryGrades PK-50.9 mi
7/10
Hunters Creek MiddleGrades 6-82.0 mi
4/10
White Oak HighGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,511
  • Total interior livable area: 2,511 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 530704813137
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Cluster Mailboxes
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.34 Acres
  • Features: Interior Lot
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,None
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,948$23,376
Home Insurance *$141$1,692
Property Taxes $205$2,460
Electricity $233$2,806
Total$2,527$30,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,640/yr
40% on housing$75,810/yr
45% on housing$67,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$378,840

New Construction

AgentTeam D.R. Horton
BrokerageD.R. Horton, Inc

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