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2254 207th Street Ct E #5, Spanaway, WA, 98387

4beds
3baths
2,565sqft
$594,950
$232price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

Beautiful two-story home by KB Home in our BRAND-NEW SPANAWAY COMMUNITY, Sunset Ridge. This thoughtfully designed 4-bedroom, 2.25-bath residence offers an open-concept layout with spacious great room, modern kitchen, and seamless flow for everyday living and entertaining. Enjoy a private primary suite with en-suite bathroom and walk-in closet, plus 3 additional bedrooms, and a main floor office/den for flexibility. Quality craftsmanship, ENERGY STAR certified features, and personalized choices available throughout. Conveniently located near JBLM, shopping, dining, and major commuter routes. Don’t miss this opportunity to be on a corner lot next to the community park! Buyer bonus available with preferred lender KBHS Home Loans. *Homesite Premiums Apply*

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Spanaway Lake High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Other

  • Builder name: KB Home

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Heat Pump,Electric
  • Cooling features: 90%+ High Efficiency,Heat Pump

Interior Area

  • Total structure area: 2,565
  • Total interior livable area: 2,565 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: SR05
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 5,736 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$151$1,812
Property Taxes $421$5,052
Electricity $175$2,105
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 98387$258
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98387$282
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$539,950
2026-05-02Listed for sale$594,950

New Construction

AgentEmily Whitney
BrokerageKB Home Sales

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