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1175-1177 Georgia St, Imperial Beach, CA, 91932

5beds
3baths
0sqft
$1,250,000
--price/sqft
$7,623/moest. monthly cost
$304,920/yrincome needed

About This Home

This Imperial Beach gem is an exceptional investment opportunity. The property features two fully independent homes on one lot, each with its own fenced yard, laundry hookups, separate electric meters, and street access. It sits in a highly desirable pocket of IB—close to local shops and restaurants, just minutes from freeway access, and equally convenient to the waterfront. The front home is a charming 2-bed, 1-bath with a brand-new roof, spacious driveway, a recently replaced water heater, and an inviting, well-maintained interior. The rear home offers even more space with 3 bedrooms, 2 baths, its own two-car garage, newer water heater, and fresh paint and appliances. With strong rental demand year-round and solid combined income, this property delivers an impressive cap rate. Whether you’re looking for a turnkey investment with great tenants already in place or prefer to live in one unit while renting the other, this versatile property checks all the boxes.

Getting Around

79
WalkingVery Walkable
45
TransitSome Transit
54
BikeBikeable

Schools

3/10
4/10
Mar Vista AcademyGrades 7-80.5 mi
5/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: N/K

Interior Area

  • Total structure area: 1,994

Property

Details

  • Parcel number: 6330321600
  • Zoning: R-2:MINOR
  • Zoning description: R-2:MINOR

Features

  • Levels: 1 Story
  • Fencing: Partial

Lot

  • Lot size: 6,534 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$208$2,496
Property Taxes $697$8,364
Electricity $398$4,786
Total$7,623$91,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,360/yr
40% on housing$228,690/yr
45% on housing$203,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 91932$526
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91932$643
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$1,250,000

For Sale by Agent

AgentJeffrey O'Neal
Brokerage360 Residential

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