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96 Old Cove Rd, Black Mountain, NC, 28711

1beds
1baths
600sqft
$400,000
$667price/sqft
$2,522/moest. monthly cost
$100,880/yrincome needed

About This Home

Ideally located between Black Mountain and Asheville, this mountain home offers the perfect balance of small-town charm and vibrant city access in the heart of the Blue Ridge Mountains. Enjoy peaceful mountain living just minutes from downtown Black Mountain’s shops, restaurants, and community events, and a short drive to Asheville’s award-winning dining, thriving arts scene, and endless outdoor recreation. Discover modern, sustainable living in this newly constructed 2025 home by Rare Earth Builders. Thoughtfully designed for energy efficiency and natural light, the open-concept floor plan features a bright living area filled with sunshine and a stylish, functional kitchen ideal for everyday living and entertaining. Set on a private 2-acre lot, the elevated design offers covered storage below and a spacious deck with sweeping mountain views—perfect for enjoying Western North Carolina’s beauty year-round. Built as an ENERGY STAR Certified Home, this home delivers exceptional performance, lower utility costs, and eco-conscious comfort. Whether you're searching for a sustainable home near Asheville NC, a mountain retreat near Black Mountain, or a high-demand investment property in Western North Carolina, this property checks every box. With easy access to hiking, waterfalls, and the iconic Blue Ridge Parkway, this location is ideal for outdoor enthusiasts and those seeking a healthy, nature-connected lifestyle. Experience the best of both worlds—private, serene mountain surroundings with quick access to Asheville and Black Mountain amenities. A rare opportunity to own a new construction, energy-efficient home in one of the most desirable areas of Western North Carolina.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Charles D Owen MiddleGrades 6-84.3 mi
7/10
Charles D Owen HighGrades 9-123.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Utility Room,Main Level

Basement

  • Basement: Storage Space

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 071110814200000
  • Zoning: RES LOW DENSITY
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 2 Acres
  • Features: Private,Wooded,Views

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$111$1,332
Property Taxes $189$2,268
Electricity $200$2,405
Total$2,522$30,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,468/yr
40% on housing$75,660/yr
45% on housing$67,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$273
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$400,000

New Construction

AgentMary Love
BrokerageLove The Green Real Estate Consulting Firm

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