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430 Route Us 9 S Lot 137, Marmora, NJ, 08223

2beds
2baths
1,355sqft
$295,000
$218price/sqft
$2,038/moest. monthly cost
$81,520/yrincome needed

About This Home

Welcome to easy shore living in Marmora. Located in a desirable 55+ community, this beautifully maintained 2-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and coastal lifestyle just minutes from Ocean City and a short drive to Sea Isle City. With over 1,350 square feet, this home features tall ceilings and a bright, open feel throughout. Major systems including the roof, AC, furnace, and hot water heater are all just 2 years old, offering peace of mind for years to come. The thoughtfully designed layout includes California Closets for optimal storage and organization. Step outside and enjoy the largest lot in the community, complete with beautiful landscaping, a custom paver patio, large covered Trex porch, and even an outdoor shower, perfect after a day at the beach. Additional highlights include a 2-car driveway and a generator, only 5 years old. Whether you're looking for a full-time residence or a low-maintenance beach retreat, this home offers an incredible opportunity to enjoy shore living without the shore price tag.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Upper Twp Middle SchoolGrades 6-84.0 mi
--
Upper Twp Primary SchoolGrades PK-21.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • 9'+ Ceilings
  • Finished area below ground: 0
  • Finished area above ground: 1,355

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,355
  • Total interior livable area: 1,355 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features,Low Pile Carpeting,Mobility Improvements

Details

  • Parcel number: 110060000043
  • Lease amount: 780
  • Zoning: MTCD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio

Lot

  • Features: Rented Lot
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$126$1,512
Property Taxes $228$2,736
Electricity $193$2,318
Total$2,038$24,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,874/yr
40% on housing$61,140/yr
45% on housing$54,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 08223$254
Cape May County$618

vs Homes Sold Last Month

Median $/sqft

ZIP 08223$327
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$295,000
2026-06-02Listed for sale$299,000
2026-06-02Contingent$299,000
2026-05-26Price change$299,000
2026-05-02Listed for sale$325,000

For Sale by Agent

AgentRachel Kivlen
BrokerageKeller Williams Realty - Moorestown

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