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180 Hill Top Kelly Ranch Rd W, Jefferson, TX, 75657

4beds
4baths
4,800sqft
$1,195,000
$249price/sqft
$8,507/moest. monthly cost
$340,280/yrincome needed

About This Home

Welcome to a once-in-a-lifetime opportunity to own a breathtaking estate, set high on a hilltop within an exclusive gated equestrian community. Built in 2021, this one-of-a-kind Masterpiece blends modern luxury with timeless farmhouse charm, nestled on over 9 acres of rolling land that offers privacy, peace, and panoramic views. Spanning over 4800 square feet, this home is filled with custom touches and thoughtful detail throughout — from vaulted ceilings and architectural woodwork to historic accents like the reclaimed fireplace mantle that brings warmth and character to the living space. Step inside and discover an open, light-filled layout perfect for both everyday living and entertaining. The home features a personal gym, media room with built-in projection system, and is solar powered with a whole-home generator, offering efficiency and peace of mind year-round. Outdoors, your private oasis awaits — a gorgeous in-ground pool framed by a beautiful wooden privacy fence, ideal for relaxing or hosting guests. A surround sound stereo system makes the outdoor entertaining even more enhanced. The home also overlooks a tranquil pond with a pier, creating a picturesque backdrop for morning coffee or sunset evenings. As part of an exclusive community of only 11 homeowners sharing 360 private acres, you’ll enjoy access to a scenic community pond with a covered deck plus many more, perfect for gatherings with friends and neighbors. Horse lovers will appreciate the equestrian lifestyle and ample space to ride and trails to roam. With its unmatched charm, unique design, and breathtaking setting, this is more than a home — it's a legacy property. There's truly nothing else like it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
2/10
5/10
Jefferson High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 4,800 sqft

Property

Details

  • Parcel number: 38499
  • Exclusions: Personal Items,Bell on Front Lawn

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Vinyl,In Ground,Chlorine,Fenced
  • Patio & porch: Covered,Porch
  • Exterior features: Outdoor Grill,Sprinkler System,Rain Gutters
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub/Spa
  • Fencing: Barbed Wire
  • Has water view: Yes
  • Waterfront features: Waterfront
  • Topography of land: Hilly
  • Living area range: 4000+

Lot

  • Lot size: 9.16 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Rear,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Hail
Heat Wave
Tornado
Cold Wave
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$1,042$12,504
Property Taxes $896$10,752
Electricity $527$6,324
Total$8,507$102,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,668/yr
40% on housing$255,210/yr
45% on housing$226,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -16.5%
-16.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 75657$126
Marion County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 75657
Marion County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$1,195,000

For Sale by Agent

AgentKelly Groce
BrokerageColdwell Banker Lenhart

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