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508 Water Oak Cir, Trussville, AL, 35173

5beds
3baths
3,318sqft
$495,000
$149price/sqft
$3,354/moest. monthly cost
$134,160/yrincome needed

About This Home

Welcome to Water Oaks. This small, one street cul de sac neighborhood is conveniently located in downtown Trussville. Flat lots and beautiful homes and yards. Zoned for Cahaba elementary. This home features 4/5 bedrooms and 2.5 baths and an inground pool ready for Summer! Main level features living room with fireplace, dining room, kitchen with eat-in area, office or flex space, laundry, and primary suite. Some painting and refinished floors recently completed. Primary suite bath features 2 sinks, garden tub, new sep tiled shower, walk-in closet. French door off living room to covered, screened, and open decks overlooking in-ground pool and fenced back yard. 2 car main level garage. Upstairs features all new paint and carpet. 5 bedrooms (or 4 with rec room/den) and shared full bath. Walk-in attic spaces for storage. Home needs some cosmetic updating in kitchen and baths and is priced accordingly.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Cahaba Elementary SchoolGrades K-51.0 mi
10/10
10/10

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: 3 Sides Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • High Ceilings,Crown Molding,Tray Ceiling(s),Separate Shower,Double Vanity,Shared Bath,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Bay Window(s),Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,318

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,318 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 1200233001032.000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Private pool: Yes
  • Pool features: In Ground,Fenced,Private
  • Patio & porch: Open (PATIO),Patio,Porch,Covered (DECK),Open (DECK),Screened (DECK),Deck
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.35 Acres
  • Features: Interior Lot,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$242$2,904
Property Taxes $239$2,868
Electricity $371$4,455
Total$3,354$40,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,994/yr
40% on housing$100,620/yr
45% on housing$89,440/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 35173$171
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35173$176
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Contingent$495,000
2026-05-04Listed for sale$495,000

For Sale by Agent

AgentJonathan Hyatt
BrokerageKeller Williams

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