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119 Shelby Ln, Stanford, KY, 40484

5beds
3baths
3,293sqft
$429,900
$131price/sqft
$2,959/moest. monthly cost
$118,360/yrincome needed

About This Home

Stunning new construction in the desirable Shelby Woods neighborhood! This spacious 4-bedroom, 2.5-bath home offers room to grow with walk-in closets in every bedroom and thoughtful design throughout. The grand foyer welcomes you with a beautiful staircase leading to the luxurious primary suite—complete with tray ceiling, oversized en suite bath, walk-in closet, and private balcony overlooking a serene .56 acre lot with mature trees. Upstairs includes 2 additional bedrooms, a full bath, and a bonus storage room. The main level features a bright and open layout with a stylish kitchen offering quartz countertops, shaker cabinets, and a large walk-in pantry. You'll also find a separate dining area, living room, office space, and convenient half bath and laundry. Finished with durable Diamond Coat siding (50-year no fade warranty) and a spacious 2-car garage. Peaceful setting just minutes from Danville, Stanford, or Liberty. Don't miss your chance to tour this exceptional home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Features

  • Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 3,293

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,293
  • Total interior livable area: 3,293 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 07B00616

Features

  • Levels: Two

Lot

  • Lot size: 0.56 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$297$3,564
Property Taxes $229$2,748
Electricity $260$3,120
Total$2,959$35,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,451/yr
40% on housing$88,770/yr
45% on housing$78,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 40484$118
Lincoln County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 40484$163
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$445,000

For Sale by Agent

AgentCurtis Brown
BrokerageKeller Williams Commonwealth - Stanford

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