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12B Cardinal Street, Manchester Township, NJ, 08759

1beds
1baths
970sqft
$109,900
$113price/sqft
$940/moest. monthly cost
$37,600/yrincome needed

About This Home

This immaculate totally updated one bedroom quad co-op is in move in condition. Quick close possible. Situated in a park like setting in the Cedar Glen West community in Manchester NJ. Upgraded features include cabinets, Whirlpool kitchen appliance's including a dishwasher and microwave, full size stove and refrigerator. Corian counters, new AC in the last year, upgraded HWH and Furnace. Full size BR that can fit a king size set, gleaming hardwood floors, and tiled kitchen and bathroom floors. The bathroom has been fully updated also with a Corian counter. Included in the maintenance fee is water, roof, siding, landscaping, HWH and furnace, snow removal up to your car and use of the community amenities. Close to shopping, restaurants, the shore points and beaches. 1 hr to AC, NYC, Philly.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
3/10
Manchester High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Timberline
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Ceramic Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Property

Details

  • Parcel number: 00000000
  • Zoning description: Planned Residential
  • Exclusions: Personal Property

Features

  • Stories: 1

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$62$744
Property Taxes $130$1,560
Electricity $193$2,318
Total$940$11,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,228/yr
40% on housing$28,200/yr
45% on housing$25,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 08759$135
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08759$214
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$123,900

For Sale by Agent

AgentLinda A Miotto
BrokerageCrossroads Realty, Inc.

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