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636 Ruth Ave, Haines City, FL, 33844

4beds
3baths
2,692sqft
$349,499
$130price/sqft
$2,491/moest. monthly cost
$99,640/yrincome needed

About This Home

Under Construction. The Jagger has it all! This sleek new two-story home features a convenient game room on the second level, perfect for entertaining, relaxation and more. The first floor is host to an inviting open-concept layout shared between a modern kitchen, elegant dining room and comfortable family room. Three secondary bedrooms boast a private space near the front of the home off the foyer, just steps from a versatile flex space. Nestled into a private rear corner is a luxe owner’s suite that offers direct access to a full bathroom and generous walk-in closet. Each home comes with Lennar’s Everything’s Included® promise, which includes new appliances as well as quartz countertops, blinds, and more in the price of your home. Groves at Grenelefe is one of the most modern and anticipated new communities. At Groves at Grenelefe, R19 insulation is used to provide a quiet, comfortable and highly energy efficient home. LP Siding provides durability and impact resistance for your beautiful Florida home. Families can take advantage of the glorious resort-style swimming pool, pool house, sports fields along with a playground and dog park! This community offers a prime location just a short drive from local entertainment, parks and recreation destinations. Close to major roadways and theme parks. What are you waiting for? Call and make an appt today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
Haines City Senior High SchoolGrades PK,9-125.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Other,Wood Frame

Other

  • Builder model: JAGGER
  • Builder name: Lennar Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 120
  • Dimensions: 20x6

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Dining Room

  • Level: First
  • Area: 136
  • Dimensions: 8x17

Features

  • In Wall Pest System
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 272
  • Dimensions: 16x17

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,092
  • Total interior livable area: 2,692 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Primary Bedroom

  • Features: Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 282817935453000970
  • Zoning: P-D
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Exterior features: Rain Gutters,Sidewalk
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$242$2,904
Property Taxes $212$2,544
Electricity $270$3,251
Total$2,491$29,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,405/yr
40% on housing$74,730/yr
45% on housing$66,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 33844$127
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33844$169
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$344,499
2026-05-04Listed for sale$349,499

New Construction Spec

AgentBen Goldstein
BrokerageLENNAR REALTY

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