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174 Westlake Cir, Madison, MS, 39110

5beds
5baths
4,362sqft
$1,077,000
$247price/sqft
$7,077/moest. monthly cost
$283,080/yrincome needed

About This Home

Gorgeous New Construction in Westlake! Home to be completed by end of May! Home recently measured at 4362 square feet - On the water! Don't miss your opportunity on this one! Call for more details today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
8/10
Germantown Middle SchoolGrades 6-83.9 mi
8/10
Germantown High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Disposal,Gas Cooktop,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level,Sink

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Storage,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas Log,Gas Starter,Insert,Kitchen,Living Room,Master Bedroom,See Through,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,362
  • Total interior livable area: 4,362 sqft

Property

Details

  • Parcel number: 081f230020323

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Slab
  • Exterior features: Lighting,Outdoor Grill
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.63 Acres
  • Features: Interior Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Storage,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,445$65,340
Home Insurance *$671$8,052
Property Taxes $556$6,672
Electricity $405$4,867
Total$7,077$84,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,640/yr
40% on housing$212,310/yr
45% on housing$188,720/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$210
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentRashida Walker
BrokerageW Real Estate LLC

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