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8 Elm Street #211, Spring Valley, NY, 10977

4beds
2baths
1,784sqft
$745,000
$418price/sqft
$5,525/moest. monthly cost
$221,000/yrincome needed

About This Home

Second-floor 4-bedroom residence in the Elm Street development in Spring Valley offering approximately 1,784 sq ft of highly usable living space. This unit features a large eat-in kitchen, a formal dining room, and an expansive living area designed for both comfortable everyday living and hosting. The layout includes four properly sized bedrooms, two full bathrooms, and a dedicated laundry room, delivering the space and separation many buyers are actively searching for but rarely find. What stands out is simple. The space works. The flow is natural. Every room has a clear purpose, which is exactly what today’s market responds to. Conveniently located near shopping, transportation, and local amenities. 4-bedroom apartments in Spring Valley with this kind of size, layout, and usability are limited. If this matches what you’ve been looking for, it’s worth seeing in person.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Pomona Middle SchoolGrades 7-83.0 mi
3/10
Ramapo High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second

Features

  • Formal Dining
  • Attic: None
  • Common walls with other units/homes: Center

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,784
  • Total interior livable area: 1,784 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Second

Living Room

  • Level: Second

Property

Details

  • Parcel number: 39268905001700020010023201
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 436 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$186$2,232
Property Taxes $1,278$15,336
Electricity $294$3,537
Total$5,525$66,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,428/yr
40% on housing$165,750/yr
45% on housing$147,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 10977$426
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10977$445
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$765,000

For Sale by Agent

AgentChaim Schwartz
BrokerageTeam W Realty LLC

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