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4893 Rosemary St, Panama City, FL, 32404

4beds
3baths
1,960sqft
$324,900
$166price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

Welcome to the Aisle, a new home floor plan at Titus Park in Panama City, Florida. The Aisle is our only two-story floor plan available currently at Titus Park, featuring a spacious open kitchen and living room design on the bottom floor, and a thoughtfully laid out upstairs that feels large and cozy. The Aisle floor plan is a spacious 4-bedroom, 2.5 bathroom, with 1,960 square feet and includes a two-car garage. On the outside you will notice vinyl siding and a concrete walkway to the front door, which is covered by the second level. On the rear of the home, there are two backdoors covered by an awning with a concrete pad with room to sit on your back patio and enjoy the beautiful sunsets of Panama City. As you enter this home, you will think of endless possibilities for laying out your home with an open kitchen, living room, and dining area all in one that encompasses the entire first story of the home. The two-car garage leads right into the other side of the kitchen and dining area to the back door. In the upstairs bathrooms and kitchen, you will see beautiful granite countertops with undermount sinks, EVP flooring throughout the main areas, and soft, comfortable carpet in the bedrooms and stairs. Stainless-steel appliances including a dishwasher, microwave, and stove are included in these homes, as well as a Smart Home technology like all homes in Titus Park. Our Titus Park community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Titus Park can enjoy exclusive access to the newly built amenity center with a pool, BBQ pits and lounge chairs! To learn more about this home and the other beautiful homes at Titus Park, stop by our model home or schedule a tour with us today, you won't be disappointed!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

3/10
4/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Plumbed For Ice Maker

Bedroom

  • Dimensions: 10.4 x 11

Bedroom

  • Dimensions: 10.4 x 11

Bedroom

  • Dimensions: 12 x 15

Bedroom

  • Dimensions: 11.1 x 11.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Smart Home
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Kitchen

  • Level: First
  • Dimensions: 18.3 x 11.3

Living Room

  • Level: First
  • Dimensions: 15.1 x 16.4

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 05948425022
  • Zoning description: Resid Single Family

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Paved
  • Lot size dimensions: 50 x 118

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,Paved,Community Structure
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$331$3,972
Property Taxes $159$1,908
Electricity $197$2,366
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$339,900

New Construction

AgentMark A Miles
BrokerageDR Horton Realty of Emerald Coast, LLC

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