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341 Sea Tern Ln, Port Saint Joe, FL, 32456

3beds
3baths
1,460sqft
$359,900
$247price/sqft
$2,314/moest. monthly cost
$92,560/yrincome needed

About This Home

Welcome to 341 Sea Tern Lane, a new home at WindMark Townhomes located in the highly visited Port Saint Joe, Florida. The Sabal Townhome interior floorplan features 3 bedrooms and 2.5 bathrooms with a 1-car garage. On the outside of these units, you will see quality Color-Plus Hardie Board exteriors, complemented by prairie-style doors and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter inside, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen or the spacious upstairs. In the kitchen and bathroom, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances in the kitchen. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and DEAKO Smart Switches. Rest assured with a one-year builder's warranty from DR Horton and a ten-year structural warranty through RWC. Located directly across from the Gulf, you will find beautiful beaches within walking distance, and local restaurants close by. These homes offer easy access to Tyndall Air Force Base (21.7 miles away), Panama City Beach (39 miles away), and downtown Port St. Joe (only 6 miles away). Enjoy all the WindMark Beach has to offer, complete with beautiful new homes, local food, shopping, boardwalks, and beach access. Stop by our model home to experience WindMark Beach Townhomes today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
4/10
Port St. Joe High SchoolGrades 6-128.1 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Pantry
  • Flooring: Vinyl

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,460 sqft

Property

Details

  • Parcel number: 04227056R
  • Attached to another structure: Yes
  • Zoning description: Residential Multi-Family

Features

  • Levels: 2
  • Stories: 2
  • Pool features: See Remarks

Lot

  • Lot size: 1,742 sqft
  • Features: See Remarks,Within 1/2 Mile of Water
  • Lot size dimensions: 20 x 90

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Attached,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$158$1,896
Property Taxes $140$1,680
Electricity $197$2,366
Total$2,314$27,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,337/yr
40% on housing$69,420/yr
45% on housing$61,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Gulf County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$359,900

For Sale by Agent

AgentMark Miles
BrokerageDR Horton Realty of Emerald Coast, LLC

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