204 Merino Dr, Atoka, TN, 38004
About This Home
The Hampton offers thoughtfully designed single-level living with 3 bedrooms, 2.5 baths, and an open-concept layout perfect for both everyday living and entertaining. The spacious kitchen features a large island, granite countertops, and seamless flow into the main living and dining areas. A cozy ventless gas fireplace adds warmth and charm to the main living space. The private primary suite includes a unique wraparound closet connecting directly to the laundry room and garage entry for added convenience. A 3-car garage provides ample storage and functionality. Built with energy efficiency in mind, this home is Energy Star certified and includes a tankless gas water heater. Enjoy added peace of mind with a 10-year structural warranty. A permanent 30-year fixed interest rate of 4.99% is now available. The 4.99% interest rate is available on Conventional, VA, FHA, and USDA loans. Incentives require use of Builder’s preferred lender and closing attorney.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition Shingles
- Construction materials: Aluminum/Steel Siding,Brick Veneer,Vinyl Siding
Other
- Builder name: D&D Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Vent Hood/Exhaust Fan,Cooktop,Dishwasher,Disposal,Gas Cooktop,Microwave,Range/Oven,Self Cleaning Oven
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedroom2
- Features: Carpet,Shared Bath,Smooth Ceiling
- Level: First
- Area: 154
Bedroom3
- Features: Carpet,Shared Bath,Smooth Ceiling
- Level: First
- Area: 187
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Area: 264
Features
- All Bedrooms Down,Double Vanity Bath,Full Bath Down,Half Bath Down,Luxury Primary Bath,Primary Down,Separate Tub & Shower,Split Bedroom Plan,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,Vaulted/Coff/Tray Ceiling,Walk-In Closet(s),1/2 Bath,2 or More Baths,2nd Bedroom,3rd Bedroom,Breakfast Room,Den/Great Room,Kitchen,Laundry Room,Primary Bedroom,Square Feet Source: Floor Plans (Builder/Architecture)
- Window features: Double Pane Windows
- Flooring: Part Carpet,Tile,Wood Laminate Floors
- Number of fireplaces: 1
- Fireplace features: Gas Log,In Den/Great Room,Masonry,Ventless
- Fireplace: Yes
- Attic: Pull Down Stairs,Attic Access
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,024 sqft
Kitchen
- Features: Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry,Separate Breakfast Room
- Area: 168
Living Room
- Features: Great Room
Master Bathroom
- Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath
Master Bedroom
- Features: Carpet,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
- Level: First
- Area: 195
Property
Features
- Levels: Multi/Split
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Patio,Covered Patio
- Exterior features: Sidewalks
Lot
- Lot size: 0.29 Acres
- Features: Landscaped,Some Trees
- Lot size dimensions: 12,500 sq ft
Parking
- Total spaces: 3
- Parking features: Driveway/Pad,Garage Faces Front,Garage Door Opener
- Has garage: Yes
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Earthquake
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance | $267 | $3,204 |
| Property Taxes | $205 | $2,460 |
| Electricity | $175 | $2,103 |
| Total | $2,871 | $34,452 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $439,900 |
View on Zillow