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19700 Lakeview Rd, Leon, IA, 50144

2beds
1baths
864sqft
$229,900
$266price/sqft
$1,739/moest. monthly cost
$69,560/yrincome needed

About This Home

Wake up to breathtaking views in this cozy 2-bedroom, 1-bathroom lakefront home nestled on a spacious 1-acre lot. Perfectly blending comfort and nature, this property offers: *Scenic view of Little River Lake *Plenty of room to build a garage *New flooring *New Septic System Early morning light spills across the deck, soft and golden, as the air is still cool and crisp. Birds call out from the trees beyond, their songs threading through the quiet. A red-tailed hawk circles high above, its shadow passing over the railing. In the woods clearing, a deer pauses, ears twitching at the rustle of leaves, before moving on. The scent of dew-kissed grass and wild mint lingers in the breeze. This is the moment when the property comes alive and this should be the way to start your day, every day. Property comes with the furniture in the listing! A nice little perk to making this your new home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
North Elementary SchoolGrades 3-62.4 mi
--
South Elementary SchoolGrades PK-22.7 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 864

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Features: Separate

Property

Details

  • Lease amount: 0

Features

  • Patio & porch: Deck
  • Waterbody name: Little River Lake

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$202$2,424
Property Taxes $254$3,048
Electricity $121$1,452
Total$1,739$20,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,622/yr
40% on housing$52,170/yr
45% on housing$46,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 50144$127
Decatur County$415

vs Homes Sold Last Month

Median $/sqft

ZIP 50144
Decatur County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$229,900
2026-06-30Listing removed$225,000
2026-06-15Price change$225,000
2026-05-04Listed for sale$259,900

For Sale by Agent

AgentWendy Mathis
BrokerageRinggold Realty LLC

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