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93 Horse Ring Dr, Burnsville, NC, 28714

3beds
3baths
2,194sqft
$515,000
$235price/sqft
$3,170/moest. monthly cost
$126,800/yrincome needed

About This Home

Stunning updated A-Frame retreat offering over 2,000 sq. ft. of beautifully renovated living space on a private 1-acre lot. This 3-bedroom, 3-bath home features dramatic full glass window frontage that fills the home with natural light and showcases the surrounding views. Enjoy outdoor living on the expansive wraparound deck, perfect for entertaining or relaxing in a peaceful setting. Inside, this one-of-a-kind home blends classic A-frame character with extensive modern upgrades, including new HVAC, new water heater, updated electrical, new flooring, designer tiled throughout the bathrooms, and stainless-steel appliances. The spacious layout offers comfortable living with updated finishes throughout, making this home move-in ready or ready to furnish into a one-of-a-kind Airbnb. A rare opportunity to own a fully updated mountain-style retreat with privacy, charm, and modern convenience just minutes away from beautiful downtown Burnsville while only being 45 minutes from downtown Asheville.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge ElementaryGrades PK-52.7 mi
9/10
Cane River MiddleGrades 6-83.0 mi
4/10
Mountain Heritage HighGrades PK,9-120.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Fiber Cement,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Exhaust Hood,Ice Maker,Refrigerator with Ice Maker
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Hardwood,Tile
  • Finished area below ground: 877
  • Finished area above ground: 1,317

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Ductless

Interior Area

  • Total structure area: 1,317
  • Total interior livable area: 2,194 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 081004500880000
  • Zoning: R-10
  • Special condition: Standard
  • Exclusions: none

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Wrap Around

Lot

  • Lot size: 1.10 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 5
  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$169$2,028
Property Taxes $193$2,316
Electricity $204$2,452
Total$3,170$38,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,685/yr
40% on housing$95,100/yr
45% on housing$84,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$260
Yancey County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$599,000
2026-05-05Listed for sale$615,000

For Sale by Agent

AgentErik Douglas
BrokerageSouza Realty LLC

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