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527 - 529 Middle Rincon Road, Santa Rosa, CA, 95409

4beds
3baths
2,548sqft
$969,000
$380price/sqft
$6,256/moest. monthly cost
$250,240/yrincome needed

About This Home

Located in the highly sought-after Rincon Valley, this unique property showcases a single-level 3-bedroom, 2-bath main residence thoughtfully designed for both comfortable living and effortless entertaining. The formal dining room flows seamlessly into a beautifully updated kitchen, featuring new countertops, modern cabinetry, a gas stove, and updated flooring. A casual dining area opens to the inviting living room, creating a warm and functional gathering space. Step outside to expansive decks and a serene backyard perfect for relaxing or entertaining. The private primary suite offers a tranquil retreat, complete with a tastefully updated bathroom. Adding to the property's versatility is a separate 1-bedroom guest unit with its own private entrance, ideal for multi-generational living, extended stays, or potential rental income. This move-in-ready home presents a wonderful opportunity to own in a prime location within a highly regarded school district, in the heart of Rincon Valley.

Getting Around

50
WalkingCar-Dependent
22
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: 2 Houses on Lot

Interior

Appliances

  • Laundry features: Cabinets,Hookups Only

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Laminate,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Kitchen

  • Features: Breakfast Area,Marble Counter
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 182200042000
  • Attached to another structure: Yes
  • Special condition: Offer As Is

Features

  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.25 Acres
  • Features: Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Inside Entrance,RV Possible,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,899$58,788
Home Insurance *$287$3,444
Property Taxes $524$6,288
Electricity $546$6,556
Total$6,256$75,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,491/yr
40% on housing$187,680/yr
45% on housing$166,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 95409$343
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95409$438
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$969,000

For Sale by Agent

AgentVicky Chavez
BrokerageRE/MAX Marketplace

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