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2437 Kirk Dr, Holts Summit, MO, 65043

3beds
2baths
1,859sqft
$429,900
$231price/sqft
$2,818/moest. monthly cost
$112,720/yrincome needed

About This Home

Expect the Extraordinary on this magnificent New Construction Home located in Southwind Meadows Section 4, Holts Summit. This property is situated on a 0.44-acre level cul-de-sac lot and features exceptional craftsmanship throughout. The main level boasts 9' ceilings, with 10' tray ceilings in both the Great Room and the Primary Suite. The exterior includes a stone wainscoting front, vertical vinyl siding on two sides, and horizontal siding on the north and rear sides. For outdoor living, the home offers large covered front and rear porches with stamped concrete, perfect for enjoying sunrises and sunsets. Interior highlights include: - Kitchen: Solid surface countertops, a center island, a large walk-in pantry, and included appliances (range, dishwasher, disposal, and microwave). - Layout: An open-concept floor plan combining the Great Room and Dining Room. - Flooring: Engineered hardwood throughout the home, with tile in the bathrooms and no carpet. - Primary Suite: A custom bathroom with a large tiled shower, a daylight eyebrow window, a double-sink vanity with solid surface countertops, and a spacious walk-in closet. Additionally, the property includes a two-car garage with a side walkout door and a dedicated 13x12 rear storage garage with a French door for lawn equipment. A one-year builder warranty is also included. This home is shown by appointment only with an agent present.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
North Elementary SchoolGrades K-51.4 mi
7/10
4/10

Construction

Condition

  • Property condition: Under Construction,New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Stone

Other

  • Builder name: TIGHE

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave

Basement

  • Basement: Slab

Bathroom

  • Level: Main
  • Area: 66
  • Dimensions: 8 x 8.25

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Main
  • Area: 134.04
  • Dimensions: 12 x 11.17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Entry

  • Level: Main
  • Area: 30.85
  • Dimensions: 5 x 6.17

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,859

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 1,859
  • Total interior livable area: 1,859 sqft

Kitchen

  • Level: Main
  • Area: 129.865
  • Dimensions: 13.67 x 9.5

Laundry

  • Level: Main
  • Area: 60.135
  • Dimensions: 9.5 x 6.33

Living Room

  • Level: Main
  • Area: 529.0161
  • Dimensions: 29.67 x 17.83

Primary Bathroom

  • Level: Main
  • Area: 96
  • Dimensions: 8 x 12

Primary Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 2404.019.200000003.040

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: .44 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$268$3,216
Property Taxes $236$2,832
Electricity $141$1,703
Total$2,818$33,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,617/yr
40% on housing$84,540/yr
45% on housing$75,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 65043$152
Callaway County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65043$172
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$429,900

New Construction

AgentChuck Garriott
BrokerageGarriott & Associates Realty

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