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230 E 20th St #66, New York, NY, 10003

1beds
1baths
802sqft
$1,290,000
$1,608price/sqft
$7,746/moest. monthly cost
$309,840/yrincome needed

About This Home

New price. Located in Gramercy Square, this one‑bedroom residence at The Modern seamlessly combines refined design, comfort, and contemporary luxury. At approximately 802 square feet — the largest one‑bedroom with high ceilings in the building — the apartment enjoys great southern light through floor‑to‑ceiling windows with tranquil courtyard exposure. White oak floors run throughout, and electric blackout shades in both the living room and bedroom provide privacy and effortless light control. The overall feel is simple, modern, and easy to live in. The open kitchen by Minimal features a mix of white oak and white lacquer cabinetry, paired with a polished glass countertop and backsplash. Top‑of‑the‑line appliances include an integrated Sub‑Zero refrigerator, Wolf microwave, and Bosch dishwasher. The primary bedroom is quietly set apart, and the bathroom has been recently renovated with radiant heated floors and dual sinks. Additional features include a washer/dryer, central HVAC, and excellent storage. Residents enjoy access to the Gramercy Club — over 18,000 square feet of amenities including a gym, pool, spa, lounge, dining room, and playroom — all set amid beautifully landscaped private gardens.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
95
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 802
  • Total interior livable area: 802 sqft

Property

Details

  • Special condition: Resale

Features

  • Pool features: Swimming Pool
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Winter Weather
Cold Wave
Earthquake
Hail
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,522$78,264
Home Insurance *$215$2,580
Property Taxes $763$9,156
Electricity $246$2,954
Total$7,746$92,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,577/yr
40% on housing$232,380/yr
45% on housing$206,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,608This listing

vs Other Active Listings

Avg $/sqft

ZIP 10003$1,473
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10003$1,089
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$1,290,000
2026-05-04Listed for sale$1,390,000

For Sale by Agent

AgentAlexander Boriskin
BrokerageDouglas Elliman

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