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45167-45159 45151 Annie Laura St, Callahan, FL, 32011

9beds
9baths
4,380sqft
$659,000
$150price/sqft
$4,489/moest. monthly cost
$179,560/yrincome needed

About This Home

ATTENTION SERIOUS INVESTORS - 3 addresses, 3 separate townhomes, immediate income. 45151, 45167, and 45159 Annie Laura St, Callahan, FL A rare opportunity to acquire three fully leased, two story residences within the Annie Laura community, offered together as one streamlined investment. Each unit features three bedrooms, two and a half baths, an attached single car garage, and a private backyard, delivering the space and functionality today’s tenants desire. All units are currently leased, creating immediate, consistent cash flow. Interiors are designed for practical, low maintenance living with included appliances and efficient layouts that support long term occupancy and ease of management. Positioned in a quiet setting with steady rental demand, this is a clean, turn key acquisition for investors seeking multiple doors in one move with built in income already performing.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

--
10/10
Callahan Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 9
  • Full bathrooms: 6
  • Partial bathrooms: 3

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,380
  • Total interior livable area: 4,380 sqft

Property

Details

  • Parcel number: 512N25000000600040
  • Zoning: R3

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 0.21

Parking

  • Total spaces: 1
  • Parking features: Driveway,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$317$3,804
Property Taxes $400$4,800
Electricity $440$5,289
Total$4,489$53,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,908/yr
40% on housing$134,670/yr
45% on housing$119,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 32011$222
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32011$200
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$659,000

For Sale by Agent

AgentTracey Conner
BrokerageATLANTIC SALT, LLC

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