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164-2 N Route 303 #2, Congers, NY, 10920

3beds
3baths
1,674sqft
$659,000
$394price/sqft
$4,914/moest. monthly cost
$196,560/yrincome needed

About This Home

First time on the market! Dont miss this opportunity to own a pristine, updated 3 bedroom 2 1/2 bath townhome in sought after Georgetown Manor Complex. Everything has been done, all you need to do is unpack. Features custom inlayed hardwood floors throughout, except bedrooms. The kitchen has been beautifully updated and has all stainless steel appliances. All bathrooms have been updated, all interior doors and hardware have been replaced and fireplace converted to gas. Brand new washer and dryer just purchased. Furnace and AC have been replaced with in the last 5 years. All light fixtures and window treatments are included. House is alarmed for all doors and windows, including motion detectors. An added bonus is a cedar closet and 2 attic spaces for additional storage. The complex offers tennis, basketball, pickelball and a new playground. Convenient to all transportation. Hurry before its gone!!! , and is convenient to all transportation. Hurry before this gone. !!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Other

Notable Dates

  • Major remodel year: 1988

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: Lower

Bathroom1

  • Level: Third

Bedroom1

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Room

  • Level: First

Features

  • Cathedral Ceiling(s),Chefs Kitchen,Eat-in Kitchen,Formal Dining,Granite Counters,Pantry,Primary Bathroom
  • Window features: Casement
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Partial
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,674 sqft

Kitchen

  • Level: First

Laundry

  • Level: Lower

Living Room

  • Level: First

Master Bathroom

  • Level: Third

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: 39208904401200010040000080
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Tri-Level

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$175$2,100
Property Taxes $1,131$13,572
Electricity $276$3,319
Total$4,914$58,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,480/yr
40% on housing$147,420/yr
45% on housing$131,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 10920$360
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10920$381
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$679,000
2026-05-12Listing removed$679,000
2026-05-06Listed for sale$679,000

For Sale by Agent

AgentJanet M Carozza
BrokerageChristie's Int. Real Estate

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