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142 Lagoon Lane, Atlantic Beach, NC, 28512

3beds
3baths
1,725sqft
$598,500
$347price/sqft
$3,511/moest. monthly cost
$140,440/yrincome needed

About This Home

Rarely available McGinnis Point unobstructed sound view condo! This condo has unobstructed views of Bogue Sound and the ICW. The Primary Suite is on the main living level and has exceptional views including the morning sunrise! Bright and open floor plan offers lots of room to entertain as well all as enjoy family time. The second level has sound & pond views from the bedroom with exceptional views and an additional bedroom with views overlooking the pond on the front side. Wonderful water views from all rooms in this rarely available Pamlico unit. Amenities include a private gated beach access w/ parking and a sittum, concrete dock, day slips, tennis courts, a swimming pool, optional boat storage plus a boat ramp. McGinnis Point is a well maintained private sound front community. HOA includes insurance, dues, cable tv/internet and exterior maintenance. Come and enjoy the island life this summer with your family!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
5/10
West Carteret High SchoolGrades 8-123.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: See Remarks,Crawl Space,Other
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Vaulted Ceiling(s),High Ceilings,Blinds/Shades
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,725
  • Total interior livable area: 1,725 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 635514447211142
  • Zoning: MH
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Porch,Screened
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Pond,Sound,Water
  • Has water view: Yes
  • Water view: Pond,Sound,Water
  • On waterfront: Yes
  • Waterfront features: Pier,Boat Ramp,Deeded Beach Access,Deeded Water Access,Deeded Water Rights,Second Row,Sound Side,Water Access Comm,Pond
  • Frontage type: Pond Front
  • Living area range: 1600 - 1799

Lot

  • Features: Boat Dock,Boat Ramp,Deeded Beach Access,Deeded Water Access,Deeded Water Rights,Pier,Second Row,Sound Side,Water Access Comm,Landscaped

Parking

  • Parking features: Additional Parking,Asphalt,Assigned,Lighted,Paved,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,026$36,312
Home Insurance *$66$792
Property Taxes $219$2,628
Electricity $200$2,405
Total$3,511$42,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,377/yr
40% on housing$105,330/yr
45% on housing$93,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 28512$328
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28512$522
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$598,500

For Sale by Agent

AgentSteve Brown Real Estate Group
BrokerageLandmark Sotheby's International Realty

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