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1793 Old Mariaville Road, Rotterdam, NY, 12306

4beds
3baths
2,256sqft
$388,000
$172price/sqft
$3,149/moest. monthly cost
$125,960/yrincome needed

About This Home

CALLING ALL CONTRACTORS & DEVELOPERS! This is an Opportunity to Finish a value added property. 4 Bedrooms 3 Full Baths this Home sits on 2.81 Acres with a inground pool located in Rotterdam!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Jefferson Elementary SchoolGrades K-4,9-121.8 mi
3/10
Schalmont Middle SchoolGrades 5-81.9 mi
5/10
Schalmont High SchoolGrades 9-122.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Finished area below ground: 2,256
  • Finished area above ground: 2,256

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Living Room

  • Level: First

Property

Details

  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Pool features: In Ground

Lot

  • Lot size: 2.81 Acres
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,961$23,532
Home Insurance *$131$1,572
Property Taxes $685$8,220
Electricity $372$4,473
Total$3,149$37,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,965/yr
40% on housing$94,470/yr
45% on housing$83,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$399,000

New Construction

AgentSubhash D Sukhram
BrokerageBuy N Sell Realty Inc

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