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105 Valvanos Way, Clayton, NC, 27520

5beds
3baths
2,688sqft
$375,990
$140price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

Seller to offer as low as 3.25% rate and up to $7500 towards closing costs with the use of Velocio Mortgage and participating attorney on all new contracts written by 5/31/2026 and closing by 7/31/2026. FHA/VA/USDA See sales representative for additional information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Polenta ElementaryGrades PK-55.3 mi
8/10
Swift Creek MiddleGrades 6-83.1 mi
6/10
Cleveland High SchoolGrades 9-125.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Starlight

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub/Shower Combination,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,688
  • Common walls with other units/homes: No One Above, No One Below

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 2,688 sqft

Property

Details

  • Parcel number: 167601001966
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 4,791 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,901$22,812
Home Insurance *$162$1,944
Property Taxes $200$2,400
Electricity $250$3,004
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$393,990
2026-05-05Listed for sale$394,990

New Construction Spec

AgentGevin Vinson
BrokerageStarlight Homes NC LLC

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