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2281 County Road J, Franklin, MO, 65250

3beds
2baths
1,248sqft
$195,000
$156price/sqft
$1,318/moest. monthly cost
$52,720/yrincome needed

About This Home

Updated 2012 manufactured home situated on just under 3 acres in a private, peaceful setting with beautiful views. This home offers fresh updates including new flooring and paint throughout. The spacious kitchen features ample cabinetry and generous countertop space, perfect for everyday living or entertaining. Enjoy the outdoors from the large deck, ideal for relaxing and taking in the scenery. Located off a paved road with no restrictions, this property provides flexibility, privacy, and room to spread out while still offering easy access. A great opportunity for country living with modern updates including a BRAND-NEW ROOF!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
5/10

Construction

Materials

  • Foundation: Block
  • Roof: ArchitecturalShingle

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main
  • Area: 125
  • Dimensions: 10 x 12.5

Bedroom2

  • Level: Main
  • Area: 125
  • Dimensions: 10 x 12.5

Bedroom3

  • Level: Main
  • Area: 175
  • Dimensions: 14 x 12.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 125
  • Dimensions: 10 x 12.5

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Full Bathroom

  • Level: Main
  • Area: 40.5
  • Dimensions: 9 x 4.5

Full Bathroom

  • Level: Main
  • Area: 117
  • Dimensions: 13 x 9

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Main
  • Area: 175
  • Dimensions: 14 x 12.5

Living Room

  • Level: Main
  • Area: 262.5
  • Dimensions: 17.5 x 15

Property

Details

  • Parcel number: 138034000000007030
  • Zoning description: None

Features

  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 2.83 Acres
  • Features: Wooded

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Drought
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$105$1,260
Property Taxes $86$1,032
Electricity $141$1,693
Total$1,318$15,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,188/yr
40% on housing$39,540/yr
45% on housing$35,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 65250
Howard County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 65250$125
Howard County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$235,000

For Sale by Agent

AgentLindsay McGuire
Brokerage1st Choice Realty Inc.

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