7778 Ocean Spray Trl, Palmetto, FL, 34221
About This Home
Step into a lifestyle where coastal living meets everyday luxury in Coasterra, Palmetto's newest resort-inspired community by David Weekley Homes. Designed for connection, relaxation, and recreation, Coasterra features scenic walking trails, a white sand beach with lakeside pavilion bar, resort-style pool, fitness spaces, and the vibrant Club Coasterra-creating a true live-work-play environment just minutes from home. Perfectly positioned in Palmetto, this community offers convenient access to I-75 and I-275, placing you within easy reach of the Gulf Coast's best destinations. Spend your weekends on the beaches of Anna Maria Island, enjoy waterfront dining in Bradenton, or explore the culture and entertainment of St. Petersburg and Tampa-all while coming home to a peaceful, coastal-inspired setting. Situated on an oversized homesite, this home truly sets itself apart with expansive side yard space and a serene pond view that enhances both privacy and outdoor enjoyment. Whether you envision a future pool, extended outdoor living area, or simply room to relax and unwind, this lot offers the flexibility and setting to make it your own. The Gilbert stands out as a spacious and versatile one-story home offering 3,008 square feet of thoughtfully designed living space. Featuring 4 bedrooms, 3 full bathrooms, a private study, a TV room, and a four-car garage, this home provides the flexibility to accommodate growing households, entertaining, or mu
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: David Weekley Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Interior Area
- Total interior livable area: 3,008 sqft
Property
Features
- Levels: 1.0
- Stories: 1
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manatee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,165 | $37,980 |
| Home Insurance * | $467 | $5,604 |
| Property Taxes | $396 | $4,752 |
| Electricity | $302 | $3,632 |
| Total | $4,330 | $51,960 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $625,970 |
View on Zillow