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16392 County Road 64 NE, Miltona, MN, 56354

2beds
1baths
1,632sqft
$427,500
$262price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

Must see this Great GETAWAY or YEARLONG living on beautiful Lake Irene. Just 20 minutes from Alexandria and five minutes from Miltona. Two bedrooms, several new windows and recently done professional shoreline landscaping. nice beach house by lake for your enjoyment with also a lake toy storage shed. Two stall garage with addition porch area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
6/10
8/10
Alexandria Area High SchoolGrades 9-1215.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Wood
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Drainage System,Partial,Sump Pump,Unfinished

Bedroom

  • Level: Main
  • Area: 104.5
  • Dimensions: 11 x 9'6

Bedroom2

  • Area: 104.5
  • Dimensions: 11 x 9'6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Area: 446.5
  • Dimensions: 23'6 x 19

Features

  • Finished area below ground: 320
  • Finished area above ground: 1,312

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Kitchen

  • Level: Main
  • Area: 84
  • Dimensions: 10'6 x 8

Living Room

  • Level: Main
  • Area: 283.5
  • Dimensions: 21 x 13'6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 420543000
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1312

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Lake,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Hard)
  • Frontage length: Water Frontage: 60

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 60 x 205 x 60 x 205

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,161$25,932
Home Insurance *$321$3,852
Property Taxes $299$3,588
Electricity $170$2,050
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 56354$267
Douglas County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 56354$222
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$427,500

For Sale by Agent

AgentDennis B Hultstrand
BrokerageNorthstar Lakes Realty

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