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168 Sophie Kathryn Dr Lot 158, Barboursville, VA, 22923

3beds
3baths
1,470sqft
$299,990
$204price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Welcome to The Rutledge, a delightful townhouse nestled in the vibrant Essence at Creekside community in Greene County, VA. This charming 3-bedroom, 2.5-bathroom home spans 1,470 square feet, offering a perfect blend of modern amenities and traditional charm. Conveniently located off Rt. 29, you are just 25 minutes from the heart of Downtown Charlottesville and the University of Virginia, making it an ideal spot for both work and leisure. The neighborhood is surrounded by nature, with breathtaking mountain views and easy access to Preddy Creek Park. As you step inside, you are welcomed by a spacious family room, perfect for cozy movie nights or entertaining friends. The open-concept layout seamlessly connects the family room to the kitchen and dining area. The kitchen boasts a stylish island, enhancing both functionality and aesthetics, making it a delightful space for culinary creativity. On the top floor, the primary bedroom serves as a serene retreat, complete with an ensuite bathroom that offers a spa-like experience for daily relaxation. Two additional bedrooms provide ample space for a growing family or visiting guests, while another full bathroom on this level ensures convenience for everyone. Schedule your private tour to

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stick Built

Other

  • Builder name: STANLEY MARTIN HOMES

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Luxury Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 1,470
  • Common walls with other units/homes: 2+ Common Walls

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,470 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Third

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: TBD
  • Attached to another structure: Yes
  • Zoning description: R Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Pool,Association

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$94$1,128
Property Taxes $152$1,824
Electricity $202$2,433
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 22923$188
Greene County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 22923$218
Greene County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$319,435

New Construction

AgentDANIELLE WALLACE
BrokerageSM BROKERAGE, LLC

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