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109-109 W Blackfield Trl #125, Stillwater, OK, 74074

10beds
7baths
4,745sqft
$730,000
$154price/sqft
$5,358/moest. monthly cost
$214,320/yrincome needed

About This Home

Rare investment opportunity just 5 minutes from downtown Stillwater offering immediate income and incredible upside. Situated on almost 7 acres, this unique property features four income-producing units, including two single-family homes generating $3,000 per month combined, along with two 1 bed, 1 bath duplex units producing an additional $2,400 per month—for a total of $5,400 in monthly rental income. The layout provides a versatile mix of housing options, appealing to a wide tenant base while creating consistent cash flow. The property also includes a large shop building, perfect for storage, equipment, or a functional workshop space—adding even more value and flexibility. Beyond the existing improvements, the acreage offers significant development potential. With open land both at the front and rear of the property, there are opportunities to expand with additional rentals, create a private estate setup, or explore future development possibilities. Properties like this—with strong in-place income, acreage, and proximity to Stillwater—are extremely rare. Whether you’re looking to expand your portfolio or capitalize on future growth, this is a high-potential asset in a prime location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
9/10
Stillwater Middle SchoolGrades 6-73.1 mi
9/10
Stillwater High SchoolGrades 10-124.2 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Unit 1 Refrigerator,Unit 2 Refrigerator,Unit 3 Refrigerator,Unit 4 Refrigerator,Unit 1 Dishwasher,Unit 2 Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 7

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,745
  • Total interior livable area: 4,745 sqft

Property

Details

  • Zoning description: Other

Features

  • Levels: 1
  • Stories: 1

Lot

  • Lot size: 6.96 Acres
  • Lot size dimensions: 7 ac (m/l)

Parking

  • Parking features: None,Concrete,6-10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Ice Storm
Strong Wind
Winter Weather
Drought
Heat Wave
Wildfire

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance $847$10,164
Property Taxes $468$5,616
Electricity $352$4,235
Total$5,358$64,296

Income You'd Need if You Spent...

35% on housing$183,702/yr
40% on housing$160,740/yr
45% on housing$142,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$179
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$740,000

For Sale by Agent

AgentJacob Green
BrokerageOne Broker Place

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