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412 S Main St, Pittsburgh, PA, 15220

2beds
2baths
--sqft
$390,000
--price/sqft
$2,856/moest. monthly cost
$114,240/yrincome needed

About This Home

Located in Pittsburgh's vibrant West End, this fully leased mixed-use property presents an exceptional opportunity with immediate income potential. The main level houses an event space and overflow seating for the restaurant next door that the current owner wishes to continue leasing, providing instant cash flow for the new buyer. Above, two updated apartments feature newer appliances and strong rental history. This charming property boasts excellent visibility on a high-traffic street, just minutes from downtown. The surrounding area buzzes with art galleries, coffee shops, and established local businesses. Ample on-street parking plus a surface lot across the street accommodate guests and tenants. An outdoor courtyard adds versatile event space possibilities. Cross the West End Bridge to enjoy North Shore attractions including the casino and stadiums. Whether expanding your portfolio or seeking reliable investment income, this gem delivers both opportunity in one of the city's most up and coming neighborhoods.

Getting Around

51
WalkingSomewhat Walkable
55
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

--
Pittsburgh ConroyGrades K-120.8 mi
5/10
Pittsburgh Classical 6-8Grades PK,6-81.0 mi
5/10
Pittsburgh Westwood K-8Grades K-51.2 mi

Construction

Materials

  • Roof: Other
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Property

Details

  • Zoning: LNC
  • Zoning description: LNC

Lot

  • Lot size: 1,755 sqft
  • Lot size dimensions: 0.0403

Parking

  • Parking features: Other,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$183$2,196
Property Taxes $477$5,724
Electricity $224$2,692
Total$2,856$34,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,920/yr
40% on housing$85,680/yr
45% on housing$76,160/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15220$121
Allegheny County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 15220$168
Allegheny County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$390,000
2025-12-15Listed for sale$400,000

For Sale by Agent

AgentKelly Luhn
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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