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6560 Firefly Dr, Milton, FL, 32583

4beds
2baths
1,787sqft
$309,900
$173price/sqft
$2,206/moest. monthly cost
$88,240/yrincome needed

About This Home

Welcome to Rivers Cove Community! Featuring a community pool, nice community center and fun playground. The Cali model, one of our most sought-after designs, offers a fantastic open layout for relaxed living. Offers 4 bedrooms, 2 bathrooms, a covered back patio, 2-car garage, and the 'Smart Home Connect' System with various convenient Smart Home devices. The well-appointed kitchen includes stainless steel appliances, a smooth-top range, built-in microwave, quiet dishwasher, corner pantry, island bar, eye-catching wood-look flooring, and plush carpet in the bedrooms. Bedroom 1 and the adjoining beautiful bath boast a large walk-in closet, double vanity sinks and more. Fabric Hurricane window and door protection is also included. Enjoy the stylish curb appeal in this rapidly growing area with easy access to the interstate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Bagdad Elementary SchoolGrades PK-51.2 mi
5/10
Hobbs Middle SchoolGrades 6-82.5 mi
4/10
Milton High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 180

Bedroom1

  • Level: First
  • Area: 129.8

Bedroom2

  • Level: First
  • Area: 114.4

Bedroom3

  • Level: First
  • Area: 114.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 115.5

Features

  • Baseboards,Recessed Lighting
  • Window features: Double Pane Windows,Shutters
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,787
  • Total interior livable area: 1,787 sqft

Kitchen

  • Level: First
  • Area: 203.4

Living Room

  • Level: First
  • Area: 247.64

Property

Details

  • Parcel number: 161n28341900h000080
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered

Lot

  • Lot size: 6,490 sqft
  • Features: Central Access

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Front Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$288$3,456
Property Taxes $154$1,848
Electricity $197$2,366
Total$2,206$26,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,634/yr
40% on housing$66,180/yr
45% on housing$58,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$309,900

New Construction Spec

AgentOlesya Chatraw
BrokerageD R Horton Realty of NW Florida, LLC

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