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904 Lafayette Ave #2FAM, Brooklyn, NY, 11221

5beds
4baths
3,200sqft
$2,349,999
$734price/sqft
$14,312/moest. monthly cost
$572,480/yrincome needed

About This Home

Some homes are merely houses. Others are statements. 904 Lafayette is the latter, a masterfully curated two-family 20’ wide 40’ deep brownstone where heirloom architecture and razor-sharp modern sensibility exist in rare, effortless harmony. The owner's duplex is a three-bedroom, 2.5-bathroom owner's duplex that announces itself with a sculptural entryway foyer before opening into a breathtaking parlor level with 10-foot+ ceilings soaring overhead. Exposed brick running through left wall as well and classic moldings and banisters evident as you walk in. With south facing windows in the rear natural light pours right in accenting the kitchen. Additionally, and a rarity, there is a wood-burning fireplace anchoring the space with warmth and theatre, and an open-concept flow that makes entertaining feel almost inevitable, especially with your fully Bose equipped speaker system, that can be controlled in each room. Warm oak floors run underfoot throughout, large windows pour in northern and southern light, and the entire composition hums with intentionality. At the heart of the home: a chef's kitchen that earns the title. Custom cabinetry, thick stone countertops, and a full Viking appliance suite converge into a culinary sanctuary that spills directly onto a private back patio, seamlessly blurring the line between indoors and out. A front patio, a generous backyard, and a finished cellar round out a home with more square footage than meets the eye. Upstairs, the primary suite is a proper retreat, twin reach-in closets, a spa-caliber en-suite with double vanity and a walk-in shower that begs for a tranquil morning. Two additional bedrooms offer their own closet space and share a second full bath with quiet sophistication. Both rooms ample and size fit all your needs. Additionally, direct access to the fully finished high ceiling cellar gives the future owner additional recreational and storage space, a luxury in NYC. Below, a garden-level rental unit operates as its own world: two bedrooms, a full bathroom, separate entrance, in-unit washer/dryer, modern finishes, backyard access, and an open layout that tenants will not want to leave, and won't have to look far to find. Tucked onto one of Bed-Stuy's most picturesque, canopied blocks, 904 Lafayette puts you steps from the neighborhood's ever-evolving culinary and cultural scene, cafés, wine bars, local grocers, boutiques, with Herbert Von King Park, Kosciuszko Pool, and the J/M/G subway lines all within comfortable reach. In a market where comparable Bed-Stuy two-families are routinely trading hands north of $2.6M, 904 Lafayette represents something increasingly rare: a turnkey, move-in-ready 20’ wide brownstone priced with genuine conviction. The value is not hidden, it's the point. This is not a brownstone you settle for. It's one you seek out.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

4/10
Ps 26 Jesse OwensGrades PK-50.2 mi
4/10
Jhs 57 Whitelaw ReidGrades 6-80.2 mi
1/10

Construction

Condition

  • Year built: 1899

Materials

  • Roof: Roof Rights

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Balcony,Garden
  • Has view: Yes
  • View description: City,Garden,Skyline

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,882$142,584
Home Insurance *$806$9,672
Property Taxes $1,096$13,152
Electricity $528$6,345
Total$14,312$171,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$490,697/yr
40% on housing$429,360/yr
45% on housing$381,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$734This listing

vs Other Active Listings

Avg $/sqft

ZIP 11221$635
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11221$757
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$2,495,000

For Sale by Agent

AgentTomer Shmuel
BrokerageFIND Real Estate

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