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178 Classic Overlook Lot 24A, Homer, GA, 30547

5beds
4baths
2,608sqft
$467,164
$179price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

Bedford Plan on Lot 24A. If you’ve been searching for a 5-bedroom home in Chimney Oaks with over 2,600 square feet, you know they don’t come around often. That’s why 178 Classic Overlook is such a standout. This brand-new Bedford Plan by PBG offers 5 bedrooms, 3.5 baths, and 2,608 square feet—plenty of room to grow, spread out, and truly make a home. When you step inside, the first thing you feel is space. The kitchen is bright and modern, featuring quartz countertops, Cashew colored cabinetry, stainless steel appliances including double ovens, and a large island that instantly becomes the gathering spot for meals, homework, or weekend entertaining. It opens directly into the main living area, where a cozy wood burning fireplace anchors the room and adds warmth to the open layout. This spaces spills outdoors where a covered patio with ceiling fan lets you entertain both indoors and out. Upstairs, the home continues to impress with flexible living options. Five bedrooms and three full baths mean everyone has room to breathe—whether you need guest space, a home office, or room for a growing household. Every bedroom is generously sized, and natural light fills the upper level. The home’s lot offers a peaceful view of the golf course, giving you a sense of openness and connection to the Chimney Oaks community. Thoughtful design, quality finishes, and a full basement add even more potential for future expansion or storage. Living in Chimney Oaks means enjoying a fully established golf course community with swim and tennis amenities, a clubhouse, golf access, and quick proximity to Hwy 441, making daily life both convenient and enjoyable. If you’re looking for space, comfort, and a beautiful community setting, 178 Classic Overlook checks every box. Schedule your showing today and come see just how much this home offers. **Interior stock photos used**.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
Banks County High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Cement Siding

Other

  • Builder name: PBG

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Microwave
  • Laundry features: Common Area

Basement

  • Basement: None

Bedroom

  • Features: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: None

Features

  • Double Vanity,Entrance Foyer 2 Story,High Ceilings 9 ft Main,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,608
  • Total interior livable area: 2,608 sqft

Kitchen

  • Features: Cabinets Other, Kitchen Island, Pantry Walk-In, View to Family Room

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower

Master Bedroom

  • Features: None
  • Level: None

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: B50H024
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 7,840 sqft
  • Features: Back Yard,Corner Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,362$28,344
Home Insurance *$160$1,920
Property Taxes $233$2,796
Electricity $253$3,040
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 30547$152
Banks County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 30547
Banks County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$467,164

New Construction

AgentGrayson Gentzel
BrokeragePBG Built Realty, LLC

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