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0 N Prospect Rd, Prospect, PA, 16052

--beds
--baths
--sqft
$275,000
--price/sqft
$1,949/moest. monthly cost
$77,960/yrincome needed

About This Home

Fantastic 18.94 acre m/l property located on the southern side of Moraine State Park, offering easy access from Pittsburgh and proximity to the infamous Butler Fairgrounds and the amenities along Route 422. The property backs to Moraine State Park land and acreage boasts significant timber value, with dense woods and a gentle slope. Ideal for building a custom home or subdividing. A 6’ path to back of property. Explore the nearby North Country Bike Trail that stretches 4,800 miles, offering endless outdoor adventures. You'll also have easy access to the 528 Boat Launch, Frank V. Preston Conservation Area, and Wyggeston Trailhead. Whether it's fishing, boating, hiking, picnicking, hunting, or biking, Lake Arthur provides year-round fun for everyone! There's a Spring in SE corner. Electric lines by road. No flood zone.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Moraine El SchoolGrades K-50.3 mi
7/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Zoning: RR
  • Zoning description: RR

Lot

  • Lot size: 18.94 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$113$1,356
Property Taxes $222$2,664
Electricity $224$2,692
Total$1,949$23,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,822/yr
40% on housing$58,470/yr
45% on housing$51,973/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 16052$215
Butler County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 16052$205
Butler County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-14Listed for sale$275,000

For Sale by Agent

AgentJane Bloch
BrokerageCOLDWELL BANKER REALTY

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