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192 Twin Oaks Dr, Mammoth Cave, KY, 42259

6beds
4baths
3,600sqft
$899,900
$250price/sqft
$6,033/moest. monthly cost
$241,320/yrincome needed

About This Home

Year-round lake views, a private dock, and enough space for the entire family to gather under one roof. This is the Nolin Lake retreat buyers spend years searching for. A rare retreat where craftsmanship, comfort and unforgettable moments come together. A home that feels like a private lodge on the water. This lake home with a full finished basement offers layered indoor/outdoor living spaces designed for families who crave beauty, relaxation and room to gather. The charm is undeniable. A large covered front porch invites you to slow down and take in the peacefulness. The long, wide driveway and attached garage offer generous parking for guests, boats and lake toys. Step inside and you are surrounded by authentic warmth. Every detail features genuine reclaimed barn lumber. This is not manufactured material, it's the real deal with rich textures and stunning character you can feel. The builder customized every detail with intention. From the handcrafted finishes to the layout itself, each space was designed to maximize comfort and capture the rare year-round lake views that make this property truly stand-out among other lake homes. The main level was made for hosting and unwinding. The living room features cathedral ceilings, floor to ceiling stone fireplace and panoramic lake views that immediately pull you toward the water. The kitchen is fully custom with handcrafted cabinetry and a one of a kind range hood. The primary suite is a retreat with a tile shower and a stand alone soaking tub that promises maximum relaxation. The dining area opens to a covered back deck with breathtaking views, a second stone fireplace and the perfect space to gather after a long day on the water. Another full bath completes this level. Upstairs you will find four additional bedrooms with beautiful views and plenty of closet space, along with a full bath and a large bonus room that can serve as another bedroom, bunk room or media room. The basement adds even more opportunity for entertaining and privacy. A kitchenette, large family or game room, another spacious bedroom and a full bath with double vanities make this an ideal separate haven for guests. Walk out to the covered patio and enjoy peaceful mornings, cool shaded evenings and simple access to the outdoors. Life at 192 Twin Oaks Drive is easy to imagine. Grilling on the deck at sunset. Relaxing by the outdoor fireplace. Loading up the boat for a day of adventure from your private dock. Schedule your private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Kyrock Elementary SchoolGrades PK-46.0 mi
7/10
4/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1200

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub,Tub/Shower Combo

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Walls (Dry Wall),Eat-in Kitchen,Living/Dining Combo
  • Window features: Thermo Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Features: Eat-in Kitchen

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: n/a

Features

  • Patio & porch: Covered Front Porch,Covered Patio,Deck,Patio
  • Exterior features: Landscaping,Mature Trees
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Privileges,Lake Front,Lake
  • Waterbody name: Nolin Lake

Lot

  • Lot size: 0.65 Acres
  • Features: County,Subdivided

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$817$9,804
Property Taxes $382$4,584
Electricity $284$3,411
Total$6,033$72,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,845/yr
40% on housing$180,990/yr
45% on housing$160,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 42259$125
Edmonson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 42259$164
Edmonson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$899,400
2026-06-29Price change$899,900
2026-06-16Price change$949,900
2026-05-05Listed for sale$989,900

New Construction

AgentNikki Adams
BrokerageKeller Williams First Choice R

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