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437 Rederick Ln #81, Middletown, DE, 19709

3beds
2baths
2,232sqft
$438,791
$197price/sqft
$2,833/moest. monthly cost
$113,320/yrincome needed

About This Home

MASSEY INTERIOR UNIT- 3 bedrooms, 2.5 baths, 1 car garage. Approx. 2232 SF! This home features a Finished den, 42" cabinets in kitchen, island, stainless steel appliances, gas range, dishwasher, microwave and recessed lighting in Kitchen. LVP flooring upgrades and Breakfast Bar in kitchen. 3 pc rough in walk out basement. Don't miss out on this spectacular floor plan! Builder Splits Transfer Tax

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
10/10
Odessa High SchoolGrades 9-113.0 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Blown-In Insulation,Concrete,CPVC/PVC,Frame,Rough-In Plumbing,Stick Built,Vinyl Siding

Other

  • Builder model: MASSEY INTERIOR UNIT
  • Builder name: BENCHMARK BUILDERS

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial,Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Gas,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Level: Upper

Den

  • Level: Main

Family Room

  • Level: Upper

Features

  • Bathroom - Tub Shower,Bathroom - Stall Shower,Breakfast Area,Combination Dining/Living,Combination Kitchen/Dining,Open Floorplan,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Door features: Insulated
  • Window features: Insulated Windows,Low Emissivity Windows,Vinyl Clad
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,232

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Kitchen

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13019.32155
  • Zoning: S
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Lighting,Sidewalks,Street Lights

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,218$26,616
Home Insurance *$101$1,212
Property Taxes $263$3,156
Electricity $251$3,021
Total$2,833$33,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,131/yr
40% on housing$84,990/yr
45% on housing$75,546/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 19709$200
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19709$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$438,791

New Construction

AgentLindsay Shaffer
BrokerageRE/MAX Elite

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