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4205 Pigg Mattox Rd, Monroe, NC, 28112

3beds
3baths
1,967sqft
$445,000
$226price/sqft
$2,819/moest. monthly cost
$112,760/yrincome needed

About This Home

Welcome to the Carolina Ranch by Eden Home Solutions! Situated on a quiet 2 acre lot in Monroe, this 3 bedroom 2.5 bath home features Open concept layout, covered front and rear porches, and LVP flooring throughout! The Kitchen features quality shaker-style cabinets, a large island with seating, Quartz Countertops, a kitchen sink overlooking the backyard, and stainless steel appliances. The Upper and lower cabinets will be 'White Shaker", while the island cabinets will be "Honey Shaker". The living room will fill have vaulted ceilings, with access to the covered rear porch. Ceiling fans included in every bedroom. The Primary en-suite bathroom will features a fully tiled shower with frameless glass, a bathtub, a dual-vanity cabinet, and a walk-in closet. The exterior features: Vinyl siding with Board & Batten style on the front of the house, and lap siding on the sides and rear (Two color options for siding). Architectural style shingles with two color options. The home will include a concrete parking pad by the garage. Optional Bonus Room over the garage can be added additional cost. Photos are for representation purposes only. Construction to Begin in mid-July, and estimated to be completed in September 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Union Elementary SchoolGrades PK-55.3 mi
6/10
East Union Middle SchoolGrades 6-810.2 mi
4/10
Forest Hills High SchoolGrades 9-129.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Other

  • Builder model: The Carolina Ranch
  • Builder name: Eden Home Solutions LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Plumbed For Ice Maker
  • Laundry features: Mud Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Features: Vaulted Ceiling(s)
  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 1,967

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,967
  • Total interior livable area: 1,967 sqft

Kitchen

  • Features: Kitchen Island,Vaulted Ceiling(s)
  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 04072014F
  • Zoning: AF8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 2 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Hurricane
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$158$1,896
Property Taxes $211$2,532
Electricity $200$2,405
Total$2,819$33,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,651/yr
40% on housing$84,570/yr
45% on housing$75,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 28112$201
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28112$184
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$445,000

New Construction

AgentEddie Goncharov
BrokerageEden Home Realty LLC

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