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18 Putnam St, Charlestown, MA, 02129

3beds
3baths
1,963sqft
$2,000,000
$1,019price/sqft
$12,063/moest. monthly cost
$482,520/yrincome needed

About This Home

Welcome to your freshly painted 3BD/2.5BA one block from the Training Field w/driveway for 3 cars! This is rare opportunity for those seeking outdoor space, multiple off-street parking spaces and a cheerful single family of their own. 1st floor boasts beautiful hardwood floors, spacious double parlor, large eat-in kitchen, tastefully renovated powder room & foyer-- a luxury in the city! Off the kitchen through glass sliders find an enormous deck, perfect for entertaining or WFH. Upstairs find the sunny + large primary w/ensuite bathroom + great closet space, two additional bedrooms (one w/extra lofts space) & full bath. Rich in original character, the home features stunning wooden beams and exposed brick, offering a warm + inviting atmosphere. For those seeking convenience and privacy, Putnam has it all. Ample basement storage, washer/dryer, two staircases and a private yard. Near to Charlestown's shops + restaurants, downtown Boston, Harborwalk, and more. This is it!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

4/10
8/10
3/10
Charlestown High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1835

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Refrigerator,Freezer,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,963

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,963
  • Total interior livable area: 1,963 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: W:02 P:03439 S:000,1280301
  • Zoning: R1

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 2,931 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$413$4,956
Property Taxes $1,150$13,800
Electricity $387$4,645
Total$12,063$144,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$413,588/yr
40% on housing$361,890/yr
45% on housing$321,680/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,019This listing

vs Other Active Listings

Avg $/sqft

ZIP 02129$602
Suffolk County$574

vs Homes Sold Last Month

Median $/sqft

ZIP 02129$833
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Contingent$2,000,000
2026-05-06Listed for sale$2,000,000

For Sale by Agent

AgentGrace Bloodwell
BrokerageColdwell Banker Realty - Boston

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