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11757 Front Beach Rd #200, Panama City Beach, FL, 32407

3beds
3baths
1,703sqft
$769,000
$452price/sqft
$4,740/moest. monthly cost
$189,600/yrincome needed

About This Home

Welcome to 11757 Front Beach Road W200, a spacious and thoughtfully updated 3-bed condo in Panama City Beach designed for both everyday comfort and coastal living with panoramic views, and a fully updated interior within Edgewater Beach and Golf Resort. Positioned in the quieter Windward building, this corner unit combines privacy, natural light, and access to a full suite of resort-style amenities along Front Beach Road. Located in the exclusive Windward building, owners benefit from a more private, low-density environment while still enjoying full access to Edgewater Beach and Golf Resort. The interior reflects a comprehensive upgrade timeline, beginning with major system improvements including a new 4.5 ton AC unit, blower, water heater, appliances, and flooring updates in 2020. Continued enhancements include a WiFi thermostat in 2022 and a full suite of 2025 updates such as a new stove, kitchen sink, counters, backsplash, updated lighting, faucets, hardware, LVP flooring in storage areas, custom mirror framing, and fresh interior paint throughout. The home is further elevated by all new windows and four sliding glass doors installed in 2025, along with refreshed exterior balcony trim. Edgewater Beach and Golf Resort is a full-service community offering eleven pools, six hot tubs, an executive par 3 nine-hole golf course, fitness center, tennis courts, pickleball courts, a kids splash pad, and direct beach access with dining and recreation options. Offered furnished this condo is move-in ready and well suited as a primary residence, second home, or investment property. Ideally located on Front Beach Road, you are minutes from local restaurants, shopping, and entertainment!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades PK-122.3 mi
4/10
J.R. Arnold High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: Condo
  • Architectural style: Mid Rise
  • Property subType: Condominium

Interior

Bedroom

  • Level: First
  • Dimensions: 13.7 x 13.3

Bedroom

  • Level: First
  • Dimensions: 14.11 x 11.7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 10.11 x 13.7

Features

  • Main Level Primary

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,703 sqft

Kitchen

  • Level: First
  • Dimensions: 8.8 x 13.3

Living Room

  • Level: First
  • Dimensions: 19.11 x 15.7

Master Bedroom

  • Level: First
  • Dimensions: 15.3 x 15.5

Property

Details

  • Parcel number: 34809564000
  • Attached to another structure: Yes

Features

  • Pool features: Community
  • On waterfront: Yes
  • Waterfront features: Gulf

Lot

  • Lot size dimensions: 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$277$3,324
Property Taxes $378$4,536
Electricity $197$2,366
Total$4,740$56,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,514/yr
40% on housing$142,200/yr
45% on housing$126,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$270
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$769,000
2026-05-29Price change$790,000
2026-05-06Listed for sale$815,000

For Sale by Agent

AgentAngela M Feria
BrokerageFoundation Real Estate Agency LLC

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