628 Germania Street #1-3, Eau Claire, WI, 54703
About This Home
Well-located triplex at 628 Germania St offering a solid investment opportunity just minutes from downtown and within easy walking distance off Birch St. This property has a strong rental history with long-term tenants and consistent occupancy. Unit 1 is now vacant after being occupied since 2011 at $900/month (tenant paid electricity and gas), presenting an excellent opportunity for owner-occupancy or the ability to update and increase rents. Unit 2 rents for $775/month with a lease through April 30, 2027; tenants have been in place since 2012 and pays for electricity and gas. Unit 3 rents for $625/month with a lease through July 31, 2026; tenants have been in place since 2021 and pays for electricity and gas. Landlord covers water/sewer, garbage and lawn/snow, while tenants are responsible for their own separately metered electricity and gas. Major recent improvement includes a brand new roof installed on April 2026 featuring a 50-year transferable warranty, offering peace of mind for years to come. Seller is retiring and has moved out of country, property is being sold AS-IS. This property offers immediate income with upside potential through cosmetic updates and future rent adjustments. Ideal for both investors looking to add to their portfolio or owner-occupants seeking to offset their mortgage with rental income. Leases, rent ledgers, and financial statements are available for review with pre-approval or proof of funds.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1891
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Triplex
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Cellar,Partial,Stone
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 2,086
Heating
- Heating features: Natural Gas,None,Space Heater
Property
Details
- Parcel number: 1822122709170072148
- Zoning: Residential-Multifamily
- Exclusions: Excluded:tenants Personal
Features
- Patio & porch: Enclosed Porch
- Living area range: 2001-2500
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 130 x 66 x
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $211 | $2,532 |
| Electricity | $171 | $2,054 |
| Total | $1,476 | $17,712 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $199,999 |
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