7-45 Richard St, Fair Lawn, NJ, 07410
About This Home
Welcome to this beautifully maintained 3-bedroom, 2.5-bath home located on a quiet residential street in the desirable town of Fair Lawn. Surrounded by colorful, mature landscaping and highlighted by a budding fig tree, this charming home offers the perfect balance of comfort, convenience, and neighborhood appeal. Ideal for families and commuters alike, the home is within walking distance to schools, restaurants, and a pharmacy, while also being just minutes from the train station with convenient access to NYC transportation. Enjoy a spacious backyard perfect for entertaining, relaxing in the sunshine, or playing with family and friends. Inside, the home features beautiful kitchen finishes, warm and inviting living spaces, and an unfinished basement offering endless possibilities. A wonderful opportunity to own a charming home in one of Bergen County's most sought-after communities.
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Hardwood
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Property
Features
- Levels: Split Level
- Pool features: None
- Patio & porch: Deck / Patio
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Features: Regular
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,928 | $47,136 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $1,223 | $14,676 |
| Electricity | $193 | $2,318 |
| Total | $5,510 | $66,120 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $799,000 |
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